Personal Money Market Accounts
What is a money market account?
A money market account is similar to a savings account but has the added benefit of check access and higher rates.
Diamond Money Market Investment AccountIncrease your balance for higher rates. Enjoy easy access to your funds.
Premier Money Market Investment AccountOur best rates are an exclusive benefit for Premier Plan members.
|Minimum to Open||$5,000||$10,000|
|Minimum to Avoid Maintenance Fee||Average daily collected balance of $5,000 or more.||Average daily collected balance of $25,000 or more.|
|Maintenance Fee||$5 per month if average daily collected balance is not maintained.||$10 per month if average daily balance is not maintained.|
|Earns Interest Check out our current rates||Earn higher rates with higher balances||Earn higher rates with higher balances|
* Check access is subject to transaction limitations. Savings and Money Market withdrawals are limited to 6 pre-authorized electronic transactions. This includes any pre-authorized, automatic, telephonic or computer transactions to another account of yours with us and/or transfers or payments to a third party each monthly statement period. Withdrawals made in person or at an ATM are unlimited.
Open an account today!
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What will I need to open an account?
Please call (518) 885-6781, visit any BSNB location or send us a Secure Email.
Which account is best for me?
BSNB offers choices and we are happy to help you examine the options. While a savings account may be a great way to teach your children how to save or to establish an emergency fund, a money market can be a good choice for longer- term savings goals, especially if the ability to write checks on the account is attractive to you. Certificates of deposit will typically provide a rate of interest that is locked-in for the term of your choice, an ideal option if you are looking for security.
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