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Personal Money Market Accounts

Have you been thinking about taking a dream vacation? Are you planning for college or retirement or wishing you had a downpayment for your first home? You can reach your goals when you systematically save your excess cash in a money market account.

What is a money market account?

A money market account is similar to a savings account but has the added benefit of check access and higher rates.

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Diamond Money Market Investment Account

Increase your balance for higher rates. Enjoy easy access to your funds.

Premier Money Market Investment Account

Our best rates are an exclusive benefit for Premier Plan members.
Minimum to Open $5,000 $10,000
Minimum to Avoid Maintenance Fee Average daily collected balance of $5,000 or more. Average daily collected balance of $25,000 or more.
Maintenance Fee $5 per month if average daily collected balance is not maintained. $10 per month if average daily balance is not maintained.
Earns Interest Check out our current rates Earn higher rates with higher balances Earn higher rates with higher balances
Check Access

* Check access is subject to transaction limitations. Savings and Money Market withdrawals are limited to 6 pre-authorized electronic transactions. This includes any pre-authorized, automatic, telephonic or computer transactions to another account of yours with us and/or transfers or payments to a third party each monthly statement period. Withdrawals made in person or at an ATM are unlimited.

Which account is best for me?

BSNB offers choices and we are happy to help you examine the options.  While a savings account may be a great way to teach your children how to save or to establish an emergency fund, a money market can be a good choice for longer- term savings goals, especially if the ability to write checks on the account is attractive to you.  Certificates of deposit  will typically provide a rate of interest that is locked-in for the term of your choice, an ideal option if you are looking for security.  

Additional Services

Premier Plan Relationship Rewards

Entrust your banking relationship to BSNB and receive exceptional value for the banking services you rely on.
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Better U modules cover a range of key financial concepts from paying for college to planning for retirement. Take advantage of this FREE resource to improve your financial literacy at your own pace!

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