Personal Money Market Accounts
What is a money market account?
A money market account is similar to a savings account but has the added benefit of check access and higher rates.
Compare Accounts
| Accounts | Diamond Money Market Investment AccountIncrease your balance for higher rates. Enjoy easy access to your funds. |
Premier Money Market Investment AccountOur best rates are an exclusive benefit for Premier Plan members. |
|---|---|---|
| Minimum to Open | $5,000 | $10,000 |
| Minimum to Avoid Maintenance Fee | Average daily collected balance of $5,000 or more. | Average daily collected balance of $25,000 or more. |
| Maintenance Fee | $5 per month if average daily collected balance is not maintained. | $10 per month if average daily balance is not maintained. |
| Earns Interest Check out our current rates | Earn higher rates with higher balances | Earn higher rates with higher balances |
| Check Access |
* Check access is subject to transaction limitations. Savings and Money Market withdrawals are limited to 6 pre-authorized electronic transactions. This includes any pre-authorized, automatic, telephonic or computer transactions to another account of yours with us and/or transfers or payments to a third party each monthly statement period. Withdrawals made in person or at an ATM are unlimited.
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Need help?
What will I need to open an account?
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Customer Service
Please call (518) 885-6781, visit any BSNB location or send us a Secure Email.
Which account is best for me?
BSNB offers choices and we are happy to help you examine the options. While a savings account may be a great way to teach your children how to save or to establish an emergency fund, a money market can be a good choice for longer- term savings goals, especially if the ability to write checks on the account is attractive to you. Certificates of deposit will typically provide a rate of interest that is locked-in for the term of your choice, an ideal option if you are looking for security.
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