How comfortable you are in the future will depend on what you do today. BSNB Financial Services* can help you put your financial plan in focus with our wide range of personal investment choices. With the experience and guidance of a BSNB Financial Services professional, your short- and long-term financial goals can be established efficiently and effectively to help ensure the financial strength of your future. Whether planning for retirement, saving for college, or protecting your family’s lifestyle, our Infinex Financial Consultant will help you with solutions unique to your situation.

While we have access to world class investment products and services, we are focused on developing a long-term relationship with each client that is based on trust and an understanding of what is important to you.  Our advisor is a Certified Financial PlannerTM Practitioner and will provide advice and potential solutions based on your ultimate goals and your personal situation. 


Annuities are one option to diversify your long-term financial planning needs.  Annuities generally provide a guaranteed minimum interest rate and safety of principal.  An annuity may be a good option for investors who are looking for long-term tax deferral with relative low risk as compared to other investment programs.

529 Plans

These college savings plans offer a unique combination of features including tax advantages, professional money management and flexibility.  See if a 529 Plan may be right for your family**. 

Mutual Funds

Mutual funds offer another opportunity for diversifying your portfolio. We work with you to explain the options and suggest investments that meet your financial needs.

Life Insurance

From understanding whether you need coverage to identifying the type of insurance that may best meet your needs, we offer guidance and support so that you can feel confident about your family’s financial situation after you are gone.     

Long Term Care Insurance

Learn about the ways you can prepare for the possibility of long-term care.               

* Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. BSNB Financial Services is a trade name of Ballston Spa National Bank. Infinex and Ballston Spa National Bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.

**Purchasing your home state plan may have tax advantages.  Consult your tax advisors on how this feature may benefit you.

Get Started

At BSNB Financial Services, our financial planner professionals are ready to comprehensively look at your unique goals and objectives and help you develop solutions for getting to where you want to be.

Stephan Scribner
Stephan Scribner, CFP®
Infinex Financial Consultant
990 State Route 67
Ballston Spa, NY 12020
(518) 363-8196

Stephan Scribner, CFP®Stephan Scribner, CFP®

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial PlannerTM and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

Description: BrokerCheck, check the background of this investment professional