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College Planning

College planning is a process that includes a variety of factors – all of which can seem overwhelming at times. It doesn’t have to be that way!

At BSNB Financial Services*, we can assist you and your family with guidance and support from the day your child is born through the college years and beyond.

Saving for College

Starting early is the key to accumulating the funds necessary for a college education.  We can help you evaluate options that combine tax advantages1, flexibility and your overall investment needs.

Paying for College

As the cost of college continues to rise, many families turn to a variety of strategies to pay for their student’s education.  These may include savings as well as borrowing2 and financial aid.  Our Infinex Financial Advisor can help you evaluate your family’s resources and provide guidance on balancing education goals with other financial goals, such as retirement. 

Educating your College-Age Child

While the tuition bill may be the bigger priority, it’s equally important to ensure that your student is well-prepared to start managing their own money – especially if they are living away from home for the first time.  Understanding how to create a budget is an essential skill and we can help with educational tips and materials. 

Opening a checking account2 is another milestone that may make sense for your student. Teaching your child to keep accurate records and to understand how a debit card2 works are important skills to share.  We’re here to help!

Meet our Financial Advisors

Headshot photo of Stephan Scribner
Stephan Scribner, CFP®
Stephan Scribner, CFP®
  • Infinex Financial Advisor*
  • BSNB FINANCIAL SERVICES
  • 990 State Route 67
    Ballston Spa, NY 12020
  • (518) 363-8196
Headshot photo of Joshua Rodriguez
Joshua Rodriguez
  • Infinex Financial Advisor*
  • BSNB FINANCIAL SERVICES
  • 1973 Western Avenue,
    Albany, NY 12203
  • (518) 363-8176

* Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC. BSNB Financial Services is a trade name of Ballston Spa National Bank. Infinex and Ballston Spa National Bank are not affiliated. Products and services made available through Infinex are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value.

Certified Financial Planner Board of Standards Inc. owns the certification marks CFP®, Certified Financial PlannerTM and CFP® in the U.S., which it awards to individuals who successfully complete CFP Board’s initial and ongoing certification requirements.

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