Enjoy an exclusive banking package* with a custom combination of products and services created just for you as part of your relationship with the Wealth Management Solutions team.

  • Free consultation with a trusted Wealth Management Solutions advisor**.
  • Unlimited check writing with two free check orders provided annually!
  • A preferred rate of interest with a Wealth Management CD or Money Market Investment Account.
  • Receive a .50% discount on an Auto/RV/Boat or Personal Loan when the payment is automatically deducted from your BSNB account1.
  • 24 hour access to account information with online and mobile banking, plus FREE2 access to “Bill Pay”, our online bill payment service.
  • Free debit MasterCard with all BSNB and non-BSNB ATM fees waived.
  • Free small safe deposit box or 50% discount on any other size.
  • No fee on official bank checks.
  • No fee on wire transfers or stop payments.
  • No closing costs or mortgage tax on Home Equity Lines of Credit3.
  • $850 closing cost credit with a new to BSNB residential Mortgage Loan4.

*A Wealth Management investment account of at least $350,000 and a Wealth Management Checking account with a minimum average collected balance of $10,000 is required to receive additional banking benefits. ** Investments are not FDIC insured. 1All loans subject to application and credit approval. 2There is no monthly service fee for Bill Pay. The first 20 transactions a month are free, each item thereafter is $.75. 3No closing costs or mortgage tax on Home Equity Lines of Credit for lines less than $250,000. If your line is cancelled within 3 years from the closing date, the amount of closing costs and mortgage tax that we pay at closing will be added to your payoff amount. 4Offer valid on new-to-BSNB residential mortgage loans only. At closing you will be given an $850 credit toward your closing costs.

No Bank Guarantee

Not FDIC Insured

Not a Deposit

Not Insured By Any Federal Government Agency

May Lose Value including Loss of Principal

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Meet our Wealth Management Solutions team.

Contact Us


990 State Route 67, Ballston Spa, NY 12020

PO Box 70, Ballston Spa, NY 12020-0070

Visit BSNB's Better U Financial Education Program to learn more.