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Preferred Line of Credit

Enjoy the ultimate in convenience with our unsecured personal line of credit. Perfect for managing life’s anticipated – or unexpected - financial situations.

Get Started

Having the right loan with the right terms can make all the difference in accomplishing your goals. We’re here to help.

  • Generous personal line of credit from $5,000 - $25,000
  • Competitive low variable rate
  • No collateral requirements
  • Revolving - borrow only the amount you need
  • Immediately transfer funds you need from your line of credit to your linked BSNB checking account
  • Convenient 24/7 access through Online Banking
  • Overdraft feature protects against unplanned overdrafts

For more information, please call Customer Service at (518) 885-6781 or send us a Secure Email.

* All loans are subject to application and credit approval. Terms and conditions may change at any time.