Certificates of Deposit (CDs)
A certificate of deposit (CD) with BSNB can provide you with a competitive fixed interest rate for a specific period of time. You choose the term that fits your needs and benefit from the security of a locked-in rate for the time period you select. Find out if a CD is the right savings option for you.
Get Started
- BSNB offers a variety of CD terms ranging from 7 days to 60 months, including our popular 6-month and 1-year terms.
- Earn our highest yields when you join the Premier Plan. This relationship package gives you great yields and a whole lot more.
- For deposits greater than the FDIC maximum, BSNB provides access to FDIC protection through our membership in the Certificate of Deposit Registry Service (CDARS).
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Open an account today!
Apply for your new account today online, it's quick and easy.
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Financial Calculators
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Need help?
What will I need to open an account?
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Customer Service
Please call (518) 885-6781, visit any BSNB location or send us a Secure Email.
Which account is best for me?
While savings accounts and money markets are typically best for shorter-term savings goals and for situations where you may need immediate access, a certificate of deposit can be the best option for earning a higher rate of return that’s locked in for a time period when you won’t need to access your funds.
Additional Services
Premier Plan Relationship Rewards
Entrust your banking relationship to BSNB and receive exceptional value for the banking services you rely on.
Learn how to qualify
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