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Mortgage Programs

BSNB offers a full range of mortgage programs whether you are a first time homebuyer or a seasoned borrower that has purchased a home before. Our mortgage lending team keeps your unique situation in mind and helps you choose the program and terms that are right for you.

Purchase your new home with a $5000 grant from BSNB*

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Fixed Rate Mortgages

Enjoy the peace of mind that comes with knowing that your principal and interest payments will never increase.  We offer many different financing terms to accommodate payment amounts that will fit your budget.

Adjustable Rate Mortgages (ARMs)

An ARM may fit your needs if you are planning to own your home for only a few years or you want a lower payment amount at the beginning of your loan term.  Principal and interest payments may increase as rates fluctuate. 

Bi-Weekly Mortgages

By making half of your monthly payment every two weeks, you pay off your home mortgage faster and with less interest over the life of the loan.  Ask a mortgage loan originator if this option may be right for you.


Refinancing a home is easy with BSNB especially if you don’t want to extend the term of your original mortgage.  Choose from a range of terms to help you manage the length of your new loan and the number of payments you will make when you refinance your mortgage.  Our refinance calculator will help you determine if a refinance is a good choice for you.

Additional Programs

We are a full service lender and offer financing for new home construction loans, investment properties and second homes as well as Jumbo Mortgages.

* Offer valid on new-to-BSNB mortgage loans only. To qualify for the $350 reward, you must open a new Free Direct Checking, GO Checking or Premier Checking account and receive monthly direct deposits in the amount of $500 or more. The checking account must be opened between the time of mortgage application and day of the mortgage closing. The initial direct deposit must occur within 60 days of the mortgage closing. Cash reward paid within 30 days of your third consecutive month of direct deposit. Account must be open and in good standing to receive the cash reward. All cash awards may be subject to 1099 tax reporting. This offer does not apply to second or multiple checking accounts within the same household or for customers who have closed a checking account within the last 365 days. This limited time offer may be withdrawn or changed at any time. All standard account requirements apply. Additional conditions may apply. Cannot be combined with other offers from BSNB. All loans are subject to application and approval. Employees of BSNB are not eligible. Member FDIC. Institution NMLS #414706.

All loans are subject to application and credit approval. Terms and conditions may change at any time.

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Planning to buy a home? Make sure you have a plan to pay for it.

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