With more than 175 years of experience, we know what it’s like to own and operate a business in the greater Capital Region. Because we live and work here too, we have a vested interest in your success and take the time to understand the intricacies of the unique issues and opportunities that you face.

As you evaluate financing options for your business’s next strategic move, please know that BSNB’s experienced professionals offer guidance and support along with the creativity to customize a lending package that will help you meet your goals.

Commercial Real Estate

Whether your plans call for construction, intermediate-term or long-term financing, BSNB offers solutions for both owner-occupied and investment real estate properties.

Term Loans

If your needs involve financing for new equipment or capital improvements, BSNB offers a broad selection of term loans to meet your needs.

Lines of Credit

Benefit from a diverse range of lines of credit, including seasonal operating lines and equipment lines.

Government Business Programs

We partner with a number of agencies to maximize your options and make the loan that's right for you.

Why should you choose BSNB for your business loan?

  • Lending professionals that are focused on a long-term relationship
  • Local decision making based on an understanding of our shared marketplace
  • Competitive and customized lending packages
  • Partnerships with government programs for additional support
  • Excellent customer service coupled with a full suite of commercial loans and lines of credit

All loans are subject to application and credit approval. Terms and conditions may change at any time.

Get Started


Speak with or email a commercial relationship manager.

See featured local projects that BSNB has financed.

Hear what BSNB commercial clients have to say.