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IRA Services

BSNB Financial Services* is here to help at all of life’s critical milestones. Whether you’re starting a new career or in a new position is no exception. We can provide objective, big picture guidance regarding your future financial well-being.

Turn to us when you have questions about whether to roll funds from your prior employer’s 401(k) or retirement plan into a new IRA.

What should I consider when evaluating a rollover?

There are a number of options for your existing retirement plan.  Rolling your assets to an IRA is one option.  You may also be able to leave assets in a plan offered by your former employer, take a lump sum distribution or roll funds in a qualified account.  We can help you look at your options and the advantages and disadvantages associated with each; specifically, services offered, fees and expenses, investment options and more. 

How does an IRA Rollover fit into my retirement planning?       

Having an existing IRA is a great start when saving towards your retirement.  In addition to helping you determine the possible benefits of rolling your existing funds into a new account, we can also help you determine if your savings are on track.  We are often asked, how much is enough?  We’ll help you consider the following:

  • What will your goals and lifestyle look like after retirement?
  • Could you increase the amount you set aside now, or do you plan to later?
  • If you invest more today, will it allow an earlier retirement?

We invite you to speak with our Infinex Financial Advisor about your personal situation

Meet our Financial Advisors

Headshot photo of Stephan Scribner
Stephan Scribner, CFP®
Stephan Scribner, CFP®
  • Osaic Institutions Financial Advisor*
  • 990 State Route 67
    Ballston Spa, NY 12020
  • (518) 363-8196

* Investment and insurance products and services are offered through OSAIC INSTITUTIONS, INC. Member  FINRA/SIPC.BSNB Financial Services is a trade name of Ballston Spa National Bank. OSAIC INSTITUTIONS, INC. and Ballston Spa National Bank are not affiliated. Products and services made available through OSAIC INSTITUTIONS, INC. are not insured by the FDIC or any other agency of the United States and are not deposits or obligations of nor guaranteed or insured by any bank or bank affiliate. These products are subject to investment risk, including the possible loss of value. We do not provide tax or legal advice. Consult your tax and/or legal advisor.

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