BSNB offers a full range of mortgage programs whether you are a first time homebuyer or a seasoned borrower that has purchased a home before. Our mortgage lending team keeps your unique situation in mind and helps you choose the program and terms that are right for you. 

Purchasing or refinancing a home?

Receive $350* towards closing costs with a new mortgage from BSNB.

Fixed Rate Mortgages

Enjoy the peace of mind that comes with knowing that your principal and interest payments will never increase.  We offer many different financing terms to accommodate payment amounts that will fit your budget.  For current mortgage rates and terms, visit the BSNB Mortgage Center.

Adjustable Rate Mortgages (ARMs)

An ARM may fit your needs if you are planning to own your home for only a few years or you want a lower payment amount at the beginning of your loan term.  Principal and interest payments may increase as rates fluctuate.  For rates and terms, visit the BSNB Mortgage Center.

Bi-Weekly Mortgages

By making half of your monthly payment every two weeks, you pay off your home mortgage faster and with less interest over the life of the loan.  Ask a mortgage loan originator if this option may be right for you.

Home Possible® and Home Possible Advantage®

This mortgage option, in partnership with Freddie Mac, offers borrowers low down payments and flexible sources of funds. Ask a mortgage loan originator if this option may be right for you.


Refinancing a home is easy with BSNB especially if you don’t want to extend the term of your original mortgage.  Choose from a range of terms to help you manage the length of your new loan and the number of payments you will make when you refinance your mortgage.  Our Refinance calculator will help you determine if a refinance is a good choice for you.

Additional Programs

We are a full service lender and offer financing for New Home Construction Loans, investment properties and second homes as well as Jumbo Mortgages.

All loans are subject to application and credit approval. Terms and conditions may change at any time.



*Offer valid on new-to-BSNB mortgage loans only. A BSNB checking account is required to receive mortgage rewards. At closing you will be given a $350 credit towards your closing costs. Other terms and conditions may apply. Cannot be combined with other offers from BSNB. All loans are subject to application and approval. These limited time offers may be withdrawn or changed at any time. All standard account requirements apply. Additional conditions may apply.

Get Started

Apply now!

View current mortgage rates.

Review our mortgage checklist to learn what is usually requested during the loan process.

Visit the BSNB Mortgage Center for helpful calculators related to buying a home or refinancing an existing mortgage.

Speak with or email a mortgage loan originator.

Please contact one of our mortgage loan originators for a free consultation.